Composite
3.1 / 100 percentile
Screener / 215287
A
MAPLEWOOD PARK PLACE
snfMD
9707 OLD GEORGETOWN ROAD, BETHESDA, MD 20814 · CCN 215287
Peer group
snf n = 14,684
Evidence depth
deep
Certified beds
31
Model
v1.2
Reads as: riskier than 3.1% of the 14,684 facilities in the snf peer group. percentile within peer group, 100 = highest risk. Grade bands are fixed percentile cuts (F is the top 5% of peer risk), so a grade is a position, not an absolute level.
Score model4Components13CHOW radar1Distress radar1Staffing14Penalties0Deficiencies5Licensure0Ownership36Related party0Transactions0Comps12Market rent36
Composite explanation
4| Component | Percentile | Raw | Weight | Weight share | Contribution | Counts |
|---|---|---|---|---|---|---|
| billing conduct | 39.1 | 35.3 | 0.30 | 0.2857 | 11.17 | in index |
| chow risk | 32.8 | 31.4 | 0.15 | 0.1429 | 4.69 | in index |
| financial risk | 12.1 | 21.0 | 0.30 | 0.2857 | 3.46 | in index |
| regulatory risk | 3.4 | 2.1 | 0.30 | 0.2857 | 0.97 | in index |
weighted_contribution sums to pre_rank_index over rows where counts_toward_index is true. The composite is the facility's percentile position of that index within its peer group, so contributions explain the input, and the rank explains the score.
Component scores and registry models
13| Score type | Score | Grade | Model | Status | Registry model notes |
|---|---|---|---|---|---|
| billing conduct | 35.3 | B | v0.1-pacpuf-snf | default · in composite | R22. PAC PUF SNF 2023. PDPM coding intensity vs acuity, stay length, charge markup. |
| chow risk | 25.0 | B | v0.1-pos | default · in composite | Change-of-ownership footprint in the CMS Provider of Services file: control-family, legal-name and address deltas across quarterly snapshots, plus certification reset recency and Medicare tenure. |
| chow risk | 37.8 | B | v0.6 | default · in composite | |
| financial risk | 21.0 | A | v0.5 | default · in composite | R18. |
| p adverse action 12m | 0.5 | — | v0.1 | default · in composite | R23/W4-3. Deterministic logistic p(Medicare termination within 12m), SNF only. Label = first POS termination date (any code: voluntary closure, involuntary termination, merger exit); facilities already terminated by the panel date are excluded, not counted as safe. Trained on panels 2024-07/2024-10/2025-01 (n=46,466, 283 positives), evaluated on the held-out later panel 2025-04 BEFORE shipping: AUC 0.971, top-decile lift 9.5x, top-decile capture 95.4% of the 65 terminations that followed. Separability is high because closures announce themselves in the data: collapsing occupancy is the strongest signal, and the learned NEGATIVE weight on 12m deficiency counts is the surveys-stop signature of a facility winding down, not a claim that clean inspections are dangerous. Same 15 as-of-date features and anti-leakage chassis as p_chow_12m; SFF entry rejected as a label (only one month of SFF history exists, so as-of transitions cannot be reconstructed). Score = probability x 100; grade NULL. Not in any composite. |
| p chow 12m | 2.8 | — | v0.1 | default · in composite | R22/W4-2. Deterministic logistic p(CHOW within 12m), SNF only. Trained on panels 2024-07/2024-10/2025-01 (n=50,700, 1,207 positives), evaluated on the held-out later panel 2025-04 BEFORE shipping: AUC 0.874, top-decile lift 5.0x (top 10% of predictions captured 49.6% of the CHOWs that actually closed in the next 12 months). Shipped coefficients are the evaluated ones; no post-holdout refit. Caveat: holdout positives (133) run below the training base rate because recent CHOWs surface in public records with a lag, so measured lift is conservative. Features are as-of-date public records: PBJ staffing level/trend/contract share (quarterly history to 2022Q1), deficiency and CMP counts (12m), ownership tenure and churn from CHOW-evidenced transactions, beds, occupancy, ownership type, chain size. Chain membership and ownership type are current-state (history not published). SFF and star ratings deliberately excluded (no as-of history). Notable learned direction: long ownership tenure RAISES sale odds and a recent prior CHOW lowers them. Score = probability x 100; grade is NULL because a probability is not a quality letter. Not in any composite. |
| regulatory risk | 2.1 | A | v0.3 | default · in composite | Deficiency-based, SNF population. Runs alongside v0.5-pos. |
| financial risk | 61.4 | C | v0.1 | superseded | Pre-registry model iteration, superseded by a later financial_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| financial risk | 41.4 | B | v0.2 | superseded | Pre-registry model iteration, superseded by a later financial_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| financial risk | 43.5 | B | v0.3 | superseded | Pre-registry model iteration, superseded by a later financial_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| financial risk | 26.2 | B | v0.4 | superseded | Pre-registry model iteration, superseded by a later financial_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| regulatory risk | 2.1 | A | v0.1 | superseded | Pre-registry model iteration, superseded by a later regulatory_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| regulatory risk | 2.1 | A | v0.2 | superseded | Pre-registry model iteration, superseded by a later regulatory_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
Rows with counts_toward_composite false come from models that are addressable or retracted rather than default. They exist and may be informative, but they did not enter the published composite and must not be summed as though they had.
CHOW radar — 12-month sale probability
full board →p(CHOW, 12m)
2.8%
model v0.1 · computed 2026-07-29
Percentile among SNFs
75.8
100 = most likely to sell
Holdout AUC
0.874
evaluated before shipping, never refit
| Driver | Value | Pull on odds | |
|---|---|---|---|
| For-profit ownership | 1.00 | +0.69 | |
| Total nurse staffing (HPRD) | 6.29 | -0.64 | |
| Never sold on record | 1.00 | +0.62 | |
| Current owner tenure (years) | 25.00 | +0.57 | |
| Occupancy | 0.53 | +0.49 | |
| No PBJ staffing report | 0.00 | +0.42 | |
| Chain size (log) | 0.00 | -0.40 | |
| Ownership changes, last 5 years | 0.00 | +0.20 |
p_adverse_action_12m: probability the facility's Medicare participation terminates within 12 months (any POS termination code; already-terminated facilities are excluded, not scored safe). Deterministic logistic over as-of-date public records, SNF only. Holdout (2025-04 panel, evaluated before shipping): AUC 0.971, top-decile lift 9.5x. Closures announce themselves: collapsing occupancy dominates, and fewer recent surveys is a winding-down signature. inputs.features holds raw feature values, inputs.contributions each feature's standardized pull on the log-odds. Predictions never enter the composite. See /v1/models. | p_chow_12m: probability of a change of ownership within 12 months. Deterministic logistic over as-of-date public records, SNF only. Holdout (2025-04 panel, evaluated before shipping): AUC 0.874, top-decile lift 5.0x. inputs.features holds raw feature values, inputs.contributions each feature's standardized pull on the log-odds. Predictions never enter the composite. See /v1/models for full notes.
Distress radar — 12-month termination probability
full board →p(termination, 12m)
0.5%
model v0.1 · computed 2026-07-29
Percentile among SNFs
74.0
100 = most likely to lose certification
Holdout AUC
0.971
top decile caught 95% of actual exits
| Driver | Value | Pull on odds | |
|---|---|---|---|
| Deficiencies, last 12 months | 0.00 | +1.43 | |
| Total nurse staffing (HPRD) | 6.29 | -1.29 | |
| Chain size (log) | 0.00 | +1.20 | |
| Occupancy | 0.53 | +0.92 | |
| For-profit ownership | 1.00 | -0.69 | |
| No PBJ staffing report | 0.00 | +0.39 | |
| Staffing trend, last 4 quarters | -0.48 | -0.25 | |
| Facility size (log beds) | 3.47 | +0.18 |
Probability the facility's Medicare participation ends within 12 months, from public records only. Red bars raise exit odds. A negative pull from deficiencies is the winding-down signature — surveys stop as a facility empties — not evidence that clean inspections are dangerous.
Staffing vs peers
14| 2025Q2 HPRD | This facility | MD median | National median | National p25–p75 |
|---|---|---|---|---|
| Total nurse | 6.29 | 3.32 | 3.28 | 2.90–3.77 |
| RN | 1.31 | 0.47 | 0.39 | 0.25–0.58 |
| Weekend total | 5.80 | 3.17 | 3.11 | — |
| Weekday total | 6.49 | 3.36 | 3.35 | — |
| Quarter | Days | Avg census | Total HPRD | RN | LPN | CNA | Weekend | Contract % |
|---|---|---|---|---|---|---|---|---|
| 2025Q2 | 91 | 16.4 | 6.29 | 1.31 | 0.81 | 4.16 | 5.80 | 0.0% |
| 2025Q1 | 90 | 12.0 | 7.84 | 1.55 | 1.11 | 5.18 | 7.20 | 0.0% |
| 2024Q4 | 92 | 15.7 | 6.71 | 1.26 | 0.95 | 4.50 | 6.38 | 0.0% |
| 2024Q3 | 92 | 16.4 | 6.63 | 1.15 | 1.01 | 4.48 | 6.21 | 0.0% |
| 2024Q2 | 91 | 15.0 | 6.76 | 1.26 | 0.99 | 4.51 | 6.09 | 0.0% |
| 2024Q1 | 91 | 13.4 | 7.06 | 1.47 | 0.98 | 4.61 | 6.64 | 0.0% |
| 2023Q4 | 92 | 17.0 | 6.42 | 1.42 | 0.91 | 4.09 | 5.82 | 0.0% |
| 2023Q3 | 92 | 16.1 | 6.67 | 1.47 | 0.87 | 4.33 | 6.20 | 0.0% |
| 2023Q2 | 91 | 12.8 | 7.59 | 1.38 | 1.09 | 5.13 | 6.94 | 0.0% |
| 2023Q1 | 90 | 16.0 | 6.42 | 1.24 | 0.82 | 4.36 | 6.24 | 0.0% |
| 2022Q4 | 92 | 15.2 | 6.53 | 1.24 | 0.97 | 4.32 | 6.45 | 0.0% |
| 2022Q3 | 92 | 16.0 | 5.99 | 0.82 | 1.02 | 4.14 | 6.11 | 0.0% |
| 2022Q2 | 91 | 15.9 | 6.55 | 0.97 | 1.25 | 4.33 | 6.37 | 0.0% |
| 2022Q1 | 90 | 15.6 | 6.61 | 1.12 | 1.32 | 4.16 | 6.32 | 0.0% |
HPRD is census-weighted: total hours over the quarter divided by total resident-days, not an average of daily ratios. Source is CMS Payroll-Based Journal daily records; only SNFs report PBJ, so other settings legitimately return zero rows.
Penalties
0No penalties on record for this facility. Absence of a record here means the sources CII ingests contain none, not that none exists anywhere.
Deficiencies
5D × 4G × 1
deficiencies by survey year
| Survey | Type | Tag | Deficiency | Scope | Corrected |
|---|---|---|---|---|---|
| 2025-03-10 | Health | F0656 | Develop and implement a complete care plan that meets all the resident's needs, with timetables and actions that can be measured. | D | 2025-03-12 |
| 2025-03-10 | Health | F0684 | Provide appropriate treatment and care according to orders, resident’s preferences and goals. | D | 2025-03-12 |
| 2025-03-10 | Health | F0759 | Ensure medication error rates are not 5 percent or greater. | D | 2025-03-12 |
| 2019-08-02 | Health | F0657 | Develop the complete care plan within 7 days of the comprehensive assessment; and prepared, reviewed, and revised by a team of health professionals. | D | 2019-09-20 |
| 2019-08-02 | Health | F0689 | Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents. | G | 2019-09-20 |
scope_severity uses the CMS letter grid: A is least serious, L most. J, K and L are immediate jeopardy. Rows are the surveyor's findings of record, not the model's opinion.
Licensure actions
0No licensure actions on record for this facility. Absence of a record here means the sources CII ingests contain none, not that none exists anywhere.
Ownership
36| Owner | Role | Pct | From | Status | Source |
|---|---|---|---|---|---|
| COELHO, ANDREW | ADP OF THE SNF | — | 2009-10-12 | current | pecos_ownership |
| DORAZIO, MICHAEL | CORPORATE DIRECTOR | — | 2024-02-16 | current | pecos_ownership |
| FALCO, DENISE | ADP OF THE SNF | — | 2022-08-23 | current | pecos_ownership |
| FRANTZ, EDWARD | ADP OF THE SNF | — | 2015-01-16 | current | pecos_ownership |
| FRIED, LESLIE | CORPORATE OFFICER | — | 2004-02-01 | current | pecos_ownership |
| GALLAGHER, ELIZABETH | CORPORATE DIRECTOR | — | 2023-02-14 | current | pecos_ownership |
| HARRY, BARBARA | ADP OF THE SNF | — | 2005-08-20 | current | pecos_ownership |
| HOTVEDT, RICHARD | CORPORATE DIRECTOR | — | 2024-02-16 | current | pecos_ownership |
| MAY, CATHERINE | CORPORATE DIRECTOR | — | 2013-04-01 | current | pecos_ownership |
| MORETTI, ANNA | CORPORATE OFFICER | — | 2023-02-01 | current | pecos_ownership |
| O'RIORDAN, DAMIEN | OPERATIONAL/MANAGERIAL CONTROL | — | 2025-01-01 | current | pecos_ownership |
| PAINTER, DAVID | OPERATIONAL/MANAGERIAL CONTROL | — | 2011-02-11 | current | pecos_ownership |
| PARVER, SHARON | CORPORATE OFFICER | — | 2008-04-01 | current | pecos_ownership |
| PASSI, RAVI | OPERATIONAL/MANAGERIAL CONTROL | — | 2018-06-01 | current | pecos_ownership |
| ROYAL, PATRICIA | OPERATIONAL/MANAGERIAL CONTROL | — | 2025-01-01 | current | pecos_ownership |
| SEKEL, WENDY | OPERATIONAL/MANAGERIAL CONTROL | — | 2017-08-30 | current | pecos_ownership |
| SUNRISE SENIOR LIVING SERVICES INC | ADP OF THE SNF | — | 2025-05-21 | current | pecos_ownership |
| SUNRISE SENIOR LIVING SERVICES INC | OPERATIONAL/MANAGERIAL CONTROL | — | 1994-06-27 | current | pecos_ownership |
| WELLS, ANJA | ADP OF THE SNF | — | 2022-08-23 | current | pecos_ownership |
| ANDREW COELHO | OPERATIONAL/MANAGERIAL CONTROL | 0% | 2009-10-12 | ended 2026-05-18 | pecos_ownership |
| ANJA WELLS | OPERATIONAL/MANAGERIAL CONTROL | 0% | 2022-08-23 | ended 2026-05-18 | pecos_ownership |
| ANNA MORETTI | CORPORATE OFFICER | 0% | 2023-02-01 | ended 2026-05-18 | pecos_ownership |
| BARBARA HARRY | OPERATIONAL/MANAGERIAL CONTROL | 0% | 2005-08-20 | ended 2026-05-18 | pecos_ownership |
| CATHERINE MAY | CORPORATE OFFICER | 0% | 2013-04-01 | ended 2026-05-18 | pecos_ownership |
| DAVID PAINTER | OPERATIONAL/MANAGERIAL CONTROL | 0% | 2011-02-11 | ended 2026-05-18 | pecos_ownership |
| DENISE FALCO | OPERATIONAL/MANAGERIAL CONTROL | 0% | 2022-08-23 | ended 2026-05-18 | pecos_ownership |
| EDWARD FRANTZ | OPERATIONAL/MANAGERIAL CONTROL | 0% | 2015-01-16 | ended 2026-05-18 | pecos_ownership |
| ELIZABETH GALLAGHER | CORPORATE OFFICER | 0% | 2023-02-14 | ended 2026-05-18 | pecos_ownership |
| LESLIE FRIED | CORPORATE OFFICER | 0% | 2004-02-01 | ended 2026-05-18 | pecos_ownership |
| MICHAEL DORAZIO | CORPORATE DIRECTOR | 0% | 2024-02-16 | ended 2026-05-18 | pecos_ownership |
| PATRICIA ROYAL | OPERATIONAL/MANAGERIAL CONTROL | 0% | 2025-01-01 | ended 2026-05-18 | pecos_ownership |
| RICHARD HOTVEDT | CORPORATE OFFICER | 0% | 2024-02-16 | ended 2026-05-18 | pecos_ownership |
| SHARON PARVER | CORPORATE DIRECTOR | 0% | 2008-04-01 | ended 2026-05-18 | pecos_ownership |
| WENDY SEKEL | OPERATIONAL/MANAGERIAL CONTROL | 0% | 2017-08-30 | ended 2026-05-18 | pecos_ownership |
| DAMIEN O'RIORDAN | ADP OF THE SNF | — | 2025-01-01 | ended 2026-05-18 | pecos_ownership |
| RAVI PASSI | ADP OF THE SNF | — | 2018-06-01 | ended 2026-05-18 | pecos_ownership |
PECOS ownership and managing-control associations. Current edges have no end date in the source; historical edges are retained.
Transactions
0No transactions on record for this facility. Absence of a record here means the sources CII ingests contain none, not that none exists anywhere.
Comparable trades — MD snf
12| Close | Facility | Price | $/bed | Cap rate | Beds | Buyer |
|---|---|---|---|---|---|---|
| 2025-03-01 | FROSTBURG REHAB CENTER | — | — | — | 122 | KAYLOR FROSTBURG LLC |
| 2025-03-01 | SOUTH MOUNTAIN REHAB CENTER | — | — | — | 157 | SM REHAB |
| 2024-12-01 | ST. ELIZABETH REHABILITATION & NURSING CENTER | — | — | — | 162 | ST. ELIZABETH OPCO LLC |
| 2024-10-01 | SNOW HILL REHABILITATION & HEALTHCARE CENTER | — | — | — | 69 | SNOW HILL SNF OPERATIONS LLC |
| 2024-10-01 | DENNETT REHAB CENTER | — | — | — | 99 | DENNETT SNF |
| 2024-09-01 | FREDERICK CROSSING OF JOURNEY | — | — | — | 120 | FREDERICK CROSSING OF JOURNEY LLC |
| 2024-07-01 | BAY HARBOR POST ACUTE HEALTHCARE CENTER | — | — | — | 305 | BAY HARBOR OPERATOR LLC |
| 2024-04-01 | GREEN ACRES NURSING AND REHAB | — | — | — | 170 | 10200 LA PLATA OPCO LLC |
| 2024-03-01 | COPPER RIDGE NURSING AND ASSISTED LIVING CENTER | — | — | — | 66 | CARROLL MD OPCO LLC |
| 2024-01-01 | RESORTS OF AUGSBURG | — | — | — | 131 | RESORTS OF AUGSBURG CORP |
| 2023-12-01 | ROSSVILLE REHABILITATION AND HEALTHCARE CENTER | — | — | — | 172 | ROSSVILLE SNF OPERATIONS LLC |
| 2023-12-01 | TOWSON REHABILITATION AND HEALTHCARE CENTER | — | — | — | 132 | TOWSON SNF OPERATIONS LLC |
Most recent same-state, same-setting trades. Most CHOW-derived trades carry no disclosed consideration, so price, $/bed, and cap rate show only where a sale price was resolved from a deed or filing — blanks are honest, not missing data.
Market rent context
36| Geo | Kind | BR | Amount | As of | Source |
|---|---|---|---|---|---|
| county 24031 | acs median gross | 0 | $1,685 | 2024-12-31 | CENSUS_ACS5 |
| county 24031 | fmr | 0 | $1,953 | 2025-10-01 | HUD_USER_FMR |
| county 24031 | acs median gross | 1 | $1,819 | 2024-12-31 | CENSUS_ACS5 |
| county 24031 | fmr | 1 | $2,015 | 2025-10-01 | HUD_USER_FMR |
| county 24031 | acs median gross | 2 | $2,113 | 2024-12-31 | CENSUS_ACS5 |
| county 24031 | fmr | 2 | $2,246 | 2025-10-01 | HUD_USER_FMR |
| county 24031 | acs median gross | 3 | $2,515 | 2024-12-31 | CENSUS_ACS5 |
| county 24031 | fmr | 3 | $2,835 | 2025-10-01 | HUD_USER_FMR |
| county 24031 | acs median gross | 4 | $3,095 | 2024-12-31 | CENSUS_ACS5 |
| county 24031 | fmr | 4 | $3,332 | 2025-10-01 | HUD_USER_FMR |
| county 24031 | acs median gross | 5 | $3,501 | 2024-12-31 | CENSUS_ACS5 |
| county 24031 | acs median gross | $2,068 | 2024-12-31 | CENSUS_ACS5 | |
| county 24031 | acs recent mover gross | $2,226 | 2024-12-31 | CENSUS_ACS5 | |
| zcta 20814 | acs median gross | 0 | $1,806 | 2024-12-31 | CENSUS_ACS5 |
| zcta 20814 | acs median gross | 1 | $2,189 | 2024-12-31 | CENSUS_ACS5 |
| zcta 20814 | acs median gross | 2 | $2,652 | 2024-12-31 | CENSUS_ACS5 |
| zcta 20814 | acs median gross | 3 | $2,933 | 2024-12-31 | CENSUS_ACS5 |
| zcta 20814 | acs median gross | 4 | $3,454 | 2024-12-31 | CENSUS_ACS5 |
| zcta 20814 | acs median gross | 5 | $3,501 | 2024-12-31 | CENSUS_ACS5 |
| zcta 20814 | acs median gross | $2,333 | 2024-12-31 | CENSUS_ACS5 | |
| zcta 20814 | acs recent mover gross | $2,568 | 2024-12-31 | CENSUS_ACS5 | |
| zip 20814 | payment standard 110 | 0 | $2,607 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | payment standard 90 | 0 | $2,133 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | safmr | 0 | $2,370 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | payment standard 110 | 1 | $2,684 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | payment standard 90 | 1 | $2,196 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | safmr | 1 | $2,440 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | payment standard 110 | 2 | $2,992 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | payment standard 90 | 2 | $2,448 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | safmr | 2 | $2,720 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | payment standard 110 | 3 | $3,773 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | payment standard 90 | 3 | $3,087 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | safmr | 3 | $3,430 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | payment standard 110 | 4 | $4,444 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | payment standard 90 | 4 | $3,636 | 2025-10-01 | HUD_USER_SAFMR |
| zip 20814 | safmr | 4 | $4,040 | 2025-10-01 | HUD_USER_SAFMR |
ACS median gross rents and HUD FMR/SAFMR for the facility's county and ZIP. Context for underwriting, not facility pricing.