Composite
75.8 / 100 percentile
Screener / 235407
C
Kalkaska Memorial Health Center
snfMI
419 South Coral Street, Kalkaska, MI 49646 · CCN 235407
Peer group
snf n = 14,684
Evidence depth
deep
Certified beds
104
Model
v1.2
Reads as: riskier than 75.8% of the 14,684 facilities in the snf peer group. percentile within peer group, 100 = highest risk. Grade bands are fixed percentile cuts (F is the top 5% of peer risk), so a grade is a position, not an absolute level.
Score model4Components10CHOW radar1Distress radar1Staffing16Penalties3Deficiencies12Licensure0Ownership48Related party0Transactions0Comps12Market rent31
Composite explanation
4| Component | Percentile | Raw | Weight | Weight share | Contribution | Counts |
|---|---|---|---|---|---|---|
| billing conduct | 90.4 | 60.2 | 0.30 | 0.3000 | 27.12 | in index |
| regulatory risk | 67.5 | 61.2 | 0.30 | 0.3000 | 20.25 | in index |
| staffing risk | 29.8 | 29.9 | 0.25 | 0.2500 | 7.45 | in index |
| chow risk | 25.2 | 25.0 | 0.15 | 0.1500 | 3.78 | in index |
weighted_contribution sums to pre_rank_index over rows where counts_toward_index is true. The composite is the facility's percentile position of that index within its peer group, so contributions explain the input, and the rank explains the score.
Component scores and registry models
10| Score type | Score | Grade | Model | Status | Registry model notes |
|---|---|---|---|---|---|
| billing conduct | 60.2 | C | v0.1-pacpuf-snf | default · in composite | R22. PAC PUF SNF 2023. PDPM coding intensity vs acuity, stay length, charge markup. |
| chow risk | 25.0 | B | v0.1-pos | default · in composite | Change-of-ownership footprint in the CMS Provider of Services file: control-family, legal-name and address deltas across quarterly snapshots, plus certification reset recency and Medicare tenure. |
| p adverse action 12m | 1.0 | — | v0.1 | default · in composite | R23/W4-3. Deterministic logistic p(Medicare termination within 12m), SNF only. Label = first POS termination date (any code: voluntary closure, involuntary termination, merger exit); facilities already terminated by the panel date are excluded, not counted as safe. Trained on panels 2024-07/2024-10/2025-01 (n=46,466, 283 positives), evaluated on the held-out later panel 2025-04 BEFORE shipping: AUC 0.971, top-decile lift 9.5x, top-decile capture 95.4% of the 65 terminations that followed. Separability is high because closures announce themselves in the data: collapsing occupancy is the strongest signal, and the learned NEGATIVE weight on 12m deficiency counts is the surveys-stop signature of a facility winding down, not a claim that clean inspections are dangerous. Same 15 as-of-date features and anti-leakage chassis as p_chow_12m; SFF entry rejected as a label (only one month of SFF history exists, so as-of transitions cannot be reconstructed). Score = probability x 100; grade NULL. Not in any composite. |
| p chow 12m | 0.4 | — | v0.1 | default · in composite | R22/W4-2. Deterministic logistic p(CHOW within 12m), SNF only. Trained on panels 2024-07/2024-10/2025-01 (n=50,700, 1,207 positives), evaluated on the held-out later panel 2025-04 BEFORE shipping: AUC 0.874, top-decile lift 5.0x (top 10% of predictions captured 49.6% of the CHOWs that actually closed in the next 12 months). Shipped coefficients are the evaluated ones; no post-holdout refit. Caveat: holdout positives (133) run below the training base rate because recent CHOWs surface in public records with a lag, so measured lift is conservative. Features are as-of-date public records: PBJ staffing level/trend/contract share (quarterly history to 2022Q1), deficiency and CMP counts (12m), ownership tenure and churn from CHOW-evidenced transactions, beds, occupancy, ownership type, chain size. Chain membership and ownership type are current-state (history not published). SFF and star ratings deliberately excluded (no as-of history). Notable learned direction: long ownership tenure RAISES sale odds and a recent prior CHOW lowers them. Score = probability x 100; grade is NULL because a probability is not a quality letter. Not in any composite. |
| regulatory risk | 61.2 | C | v0.3 | default · in composite | Deficiency-based, SNF population. Runs alongside v0.5-pos. |
| staffing risk | 29.9 | B | v0.3 | default · in composite | Cost-report staffing, SNF population. Runs alongside v0.4-pos, which covers ICF/IID from POS. |
| regulatory risk | 61.0 | C | v0.1 | superseded | Pre-registry model iteration, superseded by a later regulatory_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| regulatory risk | 61.0 | C | v0.2 | superseded | Pre-registry model iteration, superseded by a later regulatory_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| staffing risk | 29.9 | B | v0.1 | superseded | Pre-registry model iteration, superseded by a later staffing_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
| staffing risk | 29.9 | B | v0.2 | superseded | Pre-registry model iteration, superseded by a later staffing_risk rebuild. Rows retained for audit per project convention (see regulatory_risk v0.4-pos); never consumed because v_cii_api_facility_score and the composite eligibility join both require status = default. Backfilled 2026-07-26 by alert triage on model_registry_integrity. |
Rows with counts_toward_composite false come from models that are addressable or retracted rather than default. They exist and may be informative, but they did not enter the published composite and must not be summed as though they had.
CHOW radar — 12-month sale probability
full board →p(CHOW, 12m)
0.4%
model v0.1 · computed 2026-07-29
Percentile among SNFs
51.7
100 = most likely to sell
Holdout AUC
0.874
evaluated before shipping, never refit
| Driver | Value | Pull on odds | |
|---|---|---|---|
| For-profit ownership | 0.00 | -1.24 | |
| Never sold on record | 1.00 | +0.62 | |
| Current owner tenure (years) | 25.00 | +0.57 | |
| No PBJ staffing report | 0.00 | +0.42 | |
| Chain size (log) | 0.00 | -0.40 | |
| Ownership changes, last 5 years | 0.00 | +0.20 | |
| Occupancy | 0.74 | -0.13 | |
| Total nurse staffing (HPRD) | 3.66 | -0.12 |
p_adverse_action_12m: probability the facility's Medicare participation terminates within 12 months (any POS termination code; already-terminated facilities are excluded, not scored safe). Deterministic logistic over as-of-date public records, SNF only. Holdout (2025-04 panel, evaluated before shipping): AUC 0.971, top-decile lift 9.5x. Closures announce themselves: collapsing occupancy dominates, and fewer recent surveys is a winding-down signature. inputs.features holds raw feature values, inputs.contributions each feature's standardized pull on the log-odds. Predictions never enter the composite. See /v1/models. | p_chow_12m: probability of a change of ownership within 12 months. Deterministic logistic over as-of-date public records, SNF only. Holdout (2025-04 panel, evaluated before shipping): AUC 0.874, top-decile lift 5.0x. inputs.features holds raw feature values, inputs.contributions each feature's standardized pull on the log-odds. Predictions never enter the composite. See /v1/models for full notes.
Distress radar — 12-month termination probability
full board →p(termination, 12m)
1.0%
model v0.1 · computed 2026-07-29
Percentile among SNFs
85.3
100 = most likely to lose certification
Holdout AUC
0.971
top decile caught 95% of actual exits
| Driver | Value | Pull on odds | |
|---|---|---|---|
| For-profit ownership | 0.00 | +1.62 | |
| Chain size (log) | 0.00 | +1.20 | |
| Staffing trend, last 4 quarters | -0.81 | -0.41 | |
| No PBJ staffing report | 0.00 | +0.39 | |
| Deficiencies, last 12 months | 6.00 | +0.32 | |
| Total nurse staffing (HPRD) | 3.66 | -0.19 | |
| Fine amount, 12m (log) | 0.00 | +0.18 | |
| Never sold on record | 1.00 | +0.12 |
Probability the facility's Medicare participation ends within 12 months, from public records only. Red bars raise exit odds. A negative pull from deficiencies is the winding-down signature — surveys stop as a facility empties — not evidence that clean inspections are dangerous.
Staffing vs peers
16| 2025Q4 HPRD | This facility | MI median | National median | National p25–p75 |
|---|---|---|---|---|
| Total nurse | 3.66 | 3.52 | 3.28 | 2.90–3.77 |
| RN | 0.68 | 0.47 | 0.39 | 0.25–0.58 |
| Weekend total | 3.50 | 3.32 | 3.11 | — |
| Weekday total | 3.72 | 3.61 | 3.35 | — |
| Quarter | Days | Avg census | Total HPRD | RN | LPN | CNA | Weekend | Contract % |
|---|---|---|---|---|---|---|---|---|
| 2025Q4 | 92 | 77.2 | 3.66 | 0.68 | 0.39 | 2.59 | 3.50 | 0.0% |
| 2025Q3 | 92 | 72.8 | 4.15 | 0.87 | 0.42 | 2.86 | 4.14 | 0.0% |
| 2025Q2 | 91 | 73.7 | 4.20 | 0.86 | 0.42 | 2.92 | 4.17 | 0.0% |
| 2025Q1 | 90 | 73.9 | 4.43 | 0.89 | 0.53 | 3.02 | 4.39 | 0.0% |
| 2024Q4 | 92 | 76.1 | 4.47 | 0.85 | 0.50 | 3.12 | 4.41 | 0.0% |
| 2024Q3 | 92 | 78.6 | 4.28 | 0.78 | 0.49 | 3.00 | 4.13 | 0.0% |
| 2024Q2 | 91 | 77.1 | 4.38 | 0.85 | 0.57 | 2.96 | 4.08 | 0.0% |
| 2024Q1 | 91 | 78.1 | 3.02 | 0.71 | 0.48 | 1.83 | 2.60 | 0.0% |
| 2023Q4 | 92 | 77.9 | 3.23 | 0.71 | 0.49 | 2.03 | 2.85 | 0.0% |
| 2023Q3 | 92 | 77.2 | 3.47 | 0.66 | 0.59 | 2.22 | 3.06 | 0.0% |
| 2023Q2 | 91 | 74.5 | 3.76 | 0.72 | 0.58 | 2.46 | 3.30 | 0.0% |
| 2023Q1 | 90 | 74.5 | 3.94 | 0.71 | 0.52 | 2.71 | 3.64 | 0.0% |
| 2022Q4 | 92 | 76.4 | 3.85 | 0.71 | 0.54 | 2.61 | 3.57 | 0.0% |
| 2022Q3 | 92 | 79.4 | 4.18 | 0.86 | 0.56 | 2.76 | 3.89 | 0.0% |
| 2022Q2 | 91 | 82.1 | 4.65 | 0.88 | 0.63 | 3.14 | 4.39 | 0.0% |
| 2022Q1 | 90 | 82.5 | 5.01 | 0.90 | 0.69 | 3.42 | 4.77 | 0.0% |
HPRD is census-weighted: total hours over the quarter divided by total resident-days, not an average of daily ratios. Source is CMS Payroll-Based Journal daily records; only SNFs report PBJ, so other settings legitimately return zero rows.
Penalties
3| Date | Type | Fine | Source |
|---|---|---|---|
| 2025-09-19 | Payment Denial | — | CMS provider data |
| 2025-05-02 | Fine | $10,549 | CMS provider data |
| 2025-05-02 | Payment Denial | — | CMS provider data |
Total fines on record: $10,549
Deficiencies
12D × 5E × 3F × 1G × 2J × 1
deficiencies by survey year
| Survey | Type | Tag | Deficiency | Scope | Corrected |
|---|---|---|---|---|---|
| 2026-01-02 | Health · complaint | F0689 | Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents. | G | 2026-01-27 |
| 2025-11-26 | Health · complaint | F0580 | Immediately tell the resident, the resident's doctor, and a family member of situations (injury/decline/room, etc.) that affect the resident. | D | 2025-12-23 |
| 2025-09-19 | Health · complaint | F0689 | Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents. | G | 2025-10-17 |
| 2025-07-31 | Health | F0552 | Ensure that residents are fully informed and understand their health status, care and treatments. | E | 2025-09-05 |
| 2025-07-31 | Health | F0688 | Provide appropriate care for a resident to maintain and/or improve range of motion (ROM), limited ROM and/or mobility, unless a decline is for a medical reason. | D | 2025-09-05 |
| 2025-07-31 | Health | F0880 | Provide and implement an infection prevention and control program. | D | 2025-09-05 |
| 2025-05-02 | Health · complaint | F0689 | Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents. | J | 2025-05-30 |
| 2025-02-19 | Health · complaint | F0580 | Immediately tell the resident, the resident's doctor, and a family member of situations (injury/decline/room, etc.) that affect the resident. | D | 2025-03-21 |
| 2024-08-28 | Health | F0692 | Provide enough food/fluids to maintain a resident's health. | D | 2024-09-30 |
| 2024-08-28 | Health | F0812 | Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards. | F | 2024-09-30 |
| 2023-10-05 | Health | F0803 | Ensure menus must meet the nutritional needs of residents, be prepared in advance, be followed, be updated, be reviewed by dietician, and meet the needs of the resident. | E | 2023-11-03 |
| 2023-10-05 | Health | F0812 | Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards. | E | 2023-11-03 |
scope_severity uses the CMS letter grid: A is least serious, L most. J, K and L are immediate jeopardy. Rows are the surveyor's findings of record, not the model's opinion.
Licensure actions
0No licensure actions on record for this facility. Absence of a record here means the sources CII ingests contain none, not that none exists anywhere.
Ownership
48| Owner | Role | Pct | From | Status | Source |
|---|---|---|---|---|---|
| KALKASKA MEMORIAL HEALTH CENTER | 5% OR GREATER DIRECT OWNERSHIP INTEREST | 100% | 1990-01-01 | current | pecos_ownership |
| BANKER, GEORGE | ADP OF THE SNF | — | 2016-11-01 | current | pecos_ownership |
| BARR, ROBERT | MANAGING CONTROL - GOVERNING BODY | — | 2020-06-23 | current | pecos_ownership |
| BRADLEY, GREGORY | MANAGING CONTROL - GOVERNING BODY | — | 2020-10-01 | current | pecos_ownership |
| BRENNER, MATTHEW | MANAGING CONTROL - GOVERNING BODY | — | 2025-01-14 | current | pecos_ownership |
| BROERING, NOREEN | ADP OF THE SNF | — | 2024-01-15 | current | pecos_ownership |
| CANNON, NELSON | ADP OF THE SNF | — | 2010-08-30 | current | pecos_ownership |
| CERVONE, LYNNETTE | ADP OF THE SNF | — | 2024-02-20 | current | pecos_ownership |
| COX, JANET | MANAGING CONTROL - GOVERNING BODY | — | 2024-01-16 | current | pecos_ownership |
| DE KORNE, DALE | ADP OF THE SNF | — | 2020-06-23 | current | pecos_ownership |
| FINKBEINER, CINDY | OPERATIONAL/MANAGERIAL CONTROL | — | 2023-12-04 | current | pecos_ownership |
| GENTELIA, GAYENELL | ADP OF THE SNF | — | 2024-02-13 | current | pecos_ownership |
| HART, ALAN | ADP OF THE SNF | — | 2024-03-20 | current | pecos_ownership |
| HENDRICKS, ERIC | ADP OF THE SNF | — | 2014-02-02 | current | pecos_ownership |
| KALKASKA MEMORIAL HEALTH CENTER | ADP OF THE SNF | — | 2024-12-27 | current | pecos_ownership |
| KLIMEK, KARL | ADP OF THE SNF | — | 2021-07-05 | current | pecos_ownership |
| NEEDHAM, DIANA | MANAGING CONTROL - GOVERNING BODY | — | 2019-03-11 | current | pecos_ownership |
| NICHOL, TERESA | MANAGING CONTROL - GOVERNING BODY | — | 2020-02-01 | current | pecos_ownership |
| PAUCH, MELANIE | ADP OF THE SNF | — | 2020-06-23 | current | pecos_ownership |
| PHILLIPS, AMBER | ADP OF THE SNF | — | 2022-03-14 | current | pecos_ownership |
| RAYMOND, ANDREW | ADP OF THE SNF | — | 2016-12-19 | current | pecos_ownership |
| STEPHENS, KIMBERLY | ADP OF THE SNF | — | 2020-06-23 | current | pecos_ownership |
| STIEHL, CHARLES | MANAGING CONTROL - GOVERNING BODY | — | 2024-02-20 | current | pecos_ownership |
| STOBERT, ROGER | MANAGING CONTROL - GOVERNING BODY | — | 2023-02-15 | current | pecos_ownership |
| ZENNER, BRUCE | MANAGING CONTROL - GOVERNING BODY | — | 2014-02-02 | current | pecos_ownership |
| ALAN HART | ADP OF THE SNF | — | 2024-03-20 | ended 2026-05-18 | pecos_ownership |
| AMBER PHILLIPS | ADP OF THE SNF | — | 2022-03-14 | ended 2026-05-18 | pecos_ownership |
| ANDREW RAYMOND | OPERATIONAL/MANAGERIAL CONTROL | — | 2016-12-19 | ended 2026-05-18 | pecos_ownership |
| BRUCE ZENNER | ADP OF THE SNF | — | 2014-02-02 | ended 2026-05-18 | pecos_ownership |
| CHARLES STIEHL | ADP OF THE SNF | — | 2024-02-20 | ended 2026-05-18 | pecos_ownership |
| CINDY FINKBEINER | ADP OF THE SNF | — | 2023-12-04 | ended 2026-05-18 | pecos_ownership |
| DALE DE KORNE | MANAGING CONTROL - GOVERNING BODY | — | 2020-06-23 | ended 2026-05-18 | pecos_ownership |
| DIANA NEEDHAM | MANAGING CONTROL - GOVERNING BODY | — | 2019-03-11 | ended 2026-05-18 | pecos_ownership |
| ERIC HENDRICKS | MANAGING CONTROL - GOVERNING BODY | — | 2014-02-02 | ended 2026-05-18 | pecos_ownership |
| GAYENELL GENTELIA | MANAGING CONTROL - GOVERNING BODY | — | 2024-02-13 | ended 2026-05-18 | pecos_ownership |
| GEORGE BANKER | ADP OF THE SNF | — | 2016-11-01 | ended 2026-05-18 | pecos_ownership |
| GREGORY BRADLEY | MANAGING CONTROL - GOVERNING BODY | — | 2020-10-01 | ended 2026-05-18 | pecos_ownership |
| JANET COX | ADP OF THE SNF | — | 2024-01-16 | ended 2026-05-18 | pecos_ownership |
| KARL KLIMEK | MANAGING CONTROL - GOVERNING BODY | — | 2021-07-05 | ended 2026-05-18 | pecos_ownership |
| KIMBERLY STEPHENS | MANAGING CONTROL - GOVERNING BODY | — | 2020-06-23 | ended 2026-05-18 | pecos_ownership |
| LYNNETTE CERVONE | ADP OF THE SNF | — | 2024-02-20 | ended 2026-05-18 | pecos_ownership |
| MATTHEW BRENNER | ADP OF THE SNF | — | 2025-01-14 | ended 2026-05-18 | pecos_ownership |
| MELANIE PAUCH | ADP OF THE SNF | — | 2020-06-23 | ended 2026-05-18 | pecos_ownership |
| NELSON CANNON | ADP OF THE SNF | — | 2010-08-30 | ended 2026-05-18 | pecos_ownership |
| NOREEN BROERING | MANAGING CONTROL - GOVERNING BODY | — | 2024-01-15 | ended 2026-05-18 | pecos_ownership |
| ROBERT BARR | ADP OF THE SNF | — | 2020-06-23 | ended 2026-05-18 | pecos_ownership |
| ROGER STOBERT | ADP OF THE SNF | — | 2023-02-15 | ended 2026-05-18 | pecos_ownership |
| TERESA NICHOL | MANAGING CONTROL - GOVERNING BODY | — | 2020-02-01 | ended 2026-05-18 | pecos_ownership |
PECOS ownership and managing-control associations. Current edges have no end date in the source; historical edges are retained.
Transactions
0No transactions on record for this facility. Absence of a record here means the sources CII ingests contain none, not that none exists anywhere.
Comparable trades — MI snf
12| Close | Facility | Price | $/bed | Cap rate | Beds | Buyer |
|---|---|---|---|---|---|---|
| 2025-09-01 | Niles Care Center, LLC | — | — | — | 100 | NILES CARE CENTER LLC |
| 2025-07-01 | Medilodge of Zeeland | — | — | — | 138 | ZEELAND OPCO LLC |
| 2025-07-01 | Optalis Health & Rehabilitation of Muskegon | — | — | — | 107 | OPTALIS MUSKEGON OPCO LLC |
| 2025-07-01 | Optalis Health & Rehabilitation at Kent-Crossing | — | — | — | 182 | OPTALIS BELTLINE OPCO LLC |
| 2025-07-01 | Optalis Health & Rehabilitation at Leonard | — | — | — | 69 | OPTALIS LEONARD OPCO LLC |
| 2025-07-01 | Optalis Health & Rehabilitation of Ionia | — | — | — | 107 | OPTALIS IONIA OPCO LLC |
| 2025-04-01 | The Orchards at Big Rapids | — | — | — | 100 | BIG RAPIDS MI OPCO LLC |
| 2024-12-31 | The Orchards at Lapeer | — | — | — | 87 | LAPEER MI OPCO LLC |
| 2024-12-01 | Wexford Senior Care Center | — | — | — | 133 | WEXFORD SENIOR CARE CENTER, LLC |
| 2024-11-01 | The Orchards at Canterbury on the Lake | — | — | — | 128 | CANTERBURY MI OPCO LLC |
| 2024-09-03 | Villa at Borgess Place | — | — | — | 101 | VILLA AT BORGESS PLACE LLC |
| 2024-08-07 | Optalis Health and Rehabilitation of Grand Rapids | — | — | — | 120 | OPTALIS GRAND RAPIDS OPCO LLC |
Most recent same-state, same-setting trades. Most CHOW-derived trades carry no disclosed consideration, so price, $/bed, and cap rate show only where a sale price was resolved from a deed or filing — blanks are honest, not missing data.
Market rent context
31| Geo | Kind | BR | Amount | As of | Source |
|---|---|---|---|---|---|
| county 26079 | acs median gross | 0 | $579 | 2024-12-31 | CENSUS_ACS5 |
| county 26079 | fmr | 0 | $719 | 2025-10-01 | HUD_USER_FMR |
| county 26079 | acs median gross | 1 | $390 | 2024-12-31 | CENSUS_ACS5 |
| county 26079 | fmr | 1 | $766 | 2025-10-01 | HUD_USER_FMR |
| county 26079 | acs median gross | 2 | $873 | 2024-12-31 | CENSUS_ACS5 |
| county 26079 | fmr | 2 | $973 | 2025-10-01 | HUD_USER_FMR |
| county 26079 | acs median gross | 3 | $1,247 | 2024-12-31 | CENSUS_ACS5 |
| county 26079 | fmr | 3 | $1,286 | 2025-10-01 | HUD_USER_FMR |
| county 26079 | acs median gross | 4 | $1,333 | 2024-12-31 | CENSUS_ACS5 |
| county 26079 | fmr | 4 | $1,291 | 2025-10-01 | HUD_USER_FMR |
| county 26079 | acs median gross | $853 | 2024-12-31 | CENSUS_ACS5 | |
| county 26079 | acs recent mover gross | $696 | 2024-12-31 | CENSUS_ACS5 | |
| zcta 49646 | acs median gross | 1 | $393 | 2024-12-31 | CENSUS_ACS5 |
| zcta 49646 | acs median gross | 2 | $821 | 2024-12-31 | CENSUS_ACS5 |
| zcta 49646 | acs median gross | 3 | $1,242 | 2024-12-31 | CENSUS_ACS5 |
| zcta 49646 | acs median gross | $690 | 2024-12-31 | CENSUS_ACS5 | |
| zip 49646 | payment standard 110 | 0 | $792 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | payment standard 90 | 0 | $648 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | safmr | 0 | $720 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | payment standard 110 | 1 | $847 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | payment standard 90 | 1 | $693 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | safmr | 1 | $770 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | payment standard 110 | 2 | $1,067 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | payment standard 90 | 2 | $873 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | safmr | 2 | $970 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | payment standard 110 | 3 | $1,419 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | payment standard 90 | 3 | $1,161 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | safmr | 3 | $1,290 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | payment standard 110 | 4 | $1,419 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | payment standard 90 | 4 | $1,161 | 2025-10-01 | HUD_USER_SAFMR |
| zip 49646 | safmr | 4 | $1,290 | 2025-10-01 | HUD_USER_SAFMR |
ACS median gross rents and HUD FMR/SAFMR for the facility's county and ZIP. Context for underwriting, not facility pricing.